:root{--blue:#0b4f9c;--dark:#071b33;--cyan:#0aa6c2;--orange:#ffb000;--light:#f4f8fb;--text:#203040;--muted:#617387;--white:#fff;--shadow:0 18px 50px rgba(7,27,51,.14);--radius:22px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--text);line-height:1.65;background:#fff}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto}.container{width:min(1160px,92%);margin:auto}.topbar{background:var(--dark);color:#d9f7ff;font-size:14px}.topbar .container{display:flex;justify-content:space-between;gap:20px;align-items:center;padding:8px 0}.topbar a{font-weight:700;color:#fff}.header{position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);z-index:50;border-bottom:1px solid #e8eef4}.header-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 0}.brand img{width:245px}.nav{display:flex;gap:20px;align-items:center;font-weight:700;font-size:15px}.nav a{color:var(--dark)}.nav a:hover{color:var(--blue)}.menu-toggle{display:none;background:var(--dark);color:#fff;border:0;padding:10px 13px;border-radius:10px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 20px;border-radius:999px;font-weight:800;box-shadow:0 10px 22px rgba(11,79,156,.18);transition:.2s}.btn-primary{background:var(--orange);color:#071b33}.btn-secondary{background:var(--blue);color:#fff}.btn-light{background:#fff;color:var(--blue)}.btn:hover{transform:translateY(-2px)}.hero{background:radial-gradient(circle at 20% 10%,rgba(10,166,194,.28),transparent 28%),linear-gradient(135deg,#071b33 0%,#0b4f9c 100%);color:#fff;padding:82px 0 70px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:42px;align-items:center}.badge{display:inline-flex;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);padding:7px 13px;border-radius:999px;font-weight:800;color:#dff9ff}.hero 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h2{font-size:clamp(30px,4vw,44px);line-height:1.12;margin:0 0 12px;color:var(--dark)}.section-title p{font-size:18px;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;border:1px solid #e5edf4;border-radius:var(--radius);padding:28px;box-shadow:0 10px 30px rgba(7,27,51,.06)}.card h3{color:var(--dark);margin-top:0;font-size:23px}.icon{width:54px;height:54px;border-radius:16px;background:linear-gradient(135deg,var(--blue),var(--cyan));display:grid;place-items:center;color:#fff;font-size:28px;font-weight:900;margin-bottom:16px}.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}.panel{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:34px;border:1px solid #e8eef4}.panel h2{margin-top:0;color:var(--dark);font-size:34px}.zones{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}.zones span{background:#fff;border:1px solid #dce8f2;border-radius:999px;padding:9px 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